Apple Pay aims to replace the credit card with NFC

Combine Passbook, Touch ID & the new iPhone 6s’ NFC capabilities and you get Apple Pay – the company’s way of saying you shouldn’t have your credit cards in your wallets.

Apple says it is as easy as adding credit cards to your iTunes account and using your phone’s camera to add in extra cards. For a touch of security, the Touch ID fingerprint scanner comes in, and to reassure you, Apple says information is never stored in their servers.

So far, the service works with American Express, MasterCard and VISA – and is, as expected, exclusive to the US only.