Philippine Savings Bank (PSBank) has announced that it now supports Mobile Check Deposit via its upgraded mobile app.
PSBank’s Mobile Check Deposit service allows PSBank Mobile Banking clients to deposit eligible local peso checks by simply taking a photo through its mobile app, now at version 4.0. The service is free-of-charge but is only available for existing clients who maintain a total deposit relationship balance of at least PHP 50,000.
Customers will have to access their account via the app then select “Deposit Check.” Users will be then presented with the Terms and Conditions, which they will need to agree with prior to using the service. Customers shall indicate the valid target account where the check will be deposited to, after which they will be prompted to take and submit a photo of the front and back of the check. After successful clearing by the drawee bank, the funds will be made available for use.
PSBank will still apply cut-off times – checks received prior to 3:00 pm will be processed on the same banking day; while those received after, and during weekends or holidays will be processed on the next banking day.
“We’re truly very happy to offer this innovation to our customers, as we firmly believe that it affirms their evolving mobile banking needs. With the Mobile Check Deposit service, along with our other products and services, our ever-growing client base will now have the time to focus on the moments that matter,” said PSBank’s Senior Vice President and Marketing Group Head, Emmanuel Tuazon.
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